Why Adulting Means Having Life Insurance (Even If It Feels Boring)

Life insurance is something most people don’t think about until it’s too late. But getting it early can protect your family financially if the unexpected happens. It’s one of the smartest ways to ensure your loved ones are covered.

Pro Tips:

• Get it while you're young: The younger and healthier you are, the cheaper your premiums.

• Know the types: Choose between term and whole life insurance based on your family’s needs.

• Use it as income replacement: Make sure the policy covers 10-12 times your annual income for maximum security.

• Bundle with other insurance: Check if bundling policies (home, auto, life) can save you money.