Marriage Goals: How to Merge Your Money Without Losing Your Mind

Combining finances with your spouse can feel overwhelming, but getting on the same page early will save headaches later. Clear communication and solid planning are key to a successful financial partnership.

Pro Tips:

• Set joint goals: Align on financial goals like saving for a house, paying off debt, or planning for retirement.

• Split accounts smartly: Decide whether to fully combine finances, keep separate accounts, or have a mix of both.

• Create a shared budget: Use budgeting apps to track spending and make sure you’re sticking to your plans.

• Plan for emergencies together: Build an emergency fund that covers both your needs, and review it regularly.